Real Estate on St. John has its limits.  It is a buyers market, but the inventory in the popular price range of 750K and under is quickly going under contract.  Sales are up 40% in the year over year comparison and there are 15 villas ranging from $375,000 to $1,490,000 currently pending.  While you still have the choices you must seize the moment!  For a list of lenders that can assist you please call or email.  Jane@islandiarealestate.com  941.544.5855