I am really surprised at how many people who live on St John  or own a home here do not know that there is a third bank on our island  -  one dedicated to a pleasant customer experience.  Merchants Commercial Bank was formed in 2006 and has had a branch office on St John since  2009.  The St. John office is located on the second floor of the Greenleaf Commons building just west of the Westin Resort and upstairs from The St. John Market.    Read a bit about the Bank here:

Merchants Commercial Bank  (MCB) is a Virgin Islands chartered, FDIC insured, boutique, commercial bank with state-of-the-art internet and traditional banking services.   The Bank is serves St. Thomas, St. John and St. Croix.  

The Bank was specifically was created to provide focused, dedicated financial resources and solutions to the Virgin Islands business and professional community.   MCB was formed by a visionary Board of Directors and financially committed shareholders who envisioned a bank with Virgin Islands-based responsibility and authority to provide the best business and personal banking experience available in the Virgin Islands.

MCB has state-of-the-art loan and deposit systems that enable its customers to manage all of their MCB account activity in a secure on-line environment.

MCB’s Board of Directors, Shareholders, and Senior Management have provided MCB with enough capital, highly skilled personnel, and strategic alliances, to be the best provider of loan and deposit services in the Virgin Islands by providing quick and efficient turnaround times for loan and deposit needs of virtually any size.

To reach the St John Branch office call 340 779-2265 extension 502 or 501

Merry  merryvi@aol.com  340 776-6666